Tips for Living A Cheap and Frugal Life. Tips About Cheap Living. Money Saving Tips

Don't Read This Page If You're Not

"Living-On-The-Cheap"

Great 'Saving Money' tips.

Spending money on 'cheap' items can be a waste of money. Rather we should spend our hard-earned-money on quality items and services at affordable prices.

Spending wisely is the key to getting quality, value, and style and is not to be confused with 'spending foolishly'.

Spending wisely means paying out from our income, things we require for life. . . like spending money on our housing and transportation and food. Foolish spending is an entirely different matter.

Sign-Up to Receive Notices of new Bargains and Sales Promotions. Keep current with LOTC for money-saving tips and sites.

No Cost Instant Download:

97-Page Article Containing

66 Ways To Save Money

Attaining A Debt Free Lifestyle

Consumer Resource Handbook

The Art of Money Getting (or Golden Rules for Making Money)

46 Ways To Get Money When You're Broke

Do You Want To Do-It-Yourself?

Save money on LOTz of things with DIY. Need a plumber? Need a handyman? What do we need that we can 'do for ourselves'? It's either time or big bucks - which do we want to spend?

Rent or borrow the tools if it's a one-time project. (Just be sure we take them back!) If we CAN do it ourself, we'll save the price of a service call.

A handy little downloadable guidebook is the "Do It Yourself Handyman Guide". It's comprehensive with step-by-step instructions for even the most novice of people. The cheap price of only $27 will save a lot of money by NOT having to call an outsider.

Poor insulation pours money right out of our pockets. But have you ever thought about SOUNDPROOFING your home or apartment to eliminate the barking dogs, the neighbor's lawnmower, the low-flying airplanes? This little downloadable e-book describes HOW to effectively soundproof our space. It's cheap compared to bringing in an acoustical consultant and fancy materials.

Buy Quality Items That Last Longer

Buy quality items that last rather than 'cheap' products that we have to keep replacing because they wear out or break. One quality outfit in a wardrobe can be dressed up or down. Providing we stay the same size, this quality outfit will last for years. Same with shoes. PLUS, they look better, fit better and have universal STYLE.

Take A Defensive Driving Course

Take A Defensive Driving Course: Did you know you can save up to 15% on your car insurance by taking a simple defensive driving course online? Your insurance discount in most states is good for 3 years! We took a class and saved money. You will, too. After completion, let your auto insurance company know by giving them your certificate number.

Some people are under the assumption a defensive driving course is court ordered. Some are. BUT, you can voluntarily take the course just to SAVE MONEY. Online Defensive Driving Course

Buy Last Year's Model Or NOS (new old stock)

Don't forget EBay. They have great bargains and many many authentic businesses who liquidate old stock from their retail shelves at low bid auctions. Many auctions have no bidders and items can be bought "for a song".

Another CHEAP place to buy online is OverStock. Overstock had an A+ rating with their local Better Business Bureau as of February 2009. Overstock offers brand name merchandise at discount prices.

This unique company has been in the news lately for their generosity of giving away a "bailout package" to their customers in the way of a contest. It pays out $10,000 so someone can pay off (or down) their credit card debt or house mortgage. This customer contest is ongoing monthly through the end of 2009.

Overstock has everything under the sun we would want for our homes and families, including real estate, houses, cars and trucks.

Remember when Video Professor programs first came out on videotape? They established themselves years ago by teaching people at home how to use the Internet or how to use specific computer programs.

The Video Professor has grown now to incorporate MANY "how-to" programs including getting jobs and making more money with EBay. We suggest you take a look at their site for ideas.

Before you leave . . . don't forget to sign up to receive money-saving notices of special company promotions.

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